Good morning everyone!
Apart from the jam-packed schedule over the week, my pair and I managed to complete the report on our chosen topic. It is actually associated with the Think, Pair, Share activity. However, this time around we are required to review online journals and books from UKM Database, Google Book and Google Scholar. After reviewing these journals, we need to come up with a report. Before proceeding to the report writing, my pair and I need to identify a research problem. This would be our main focus upon writing the report and guided with the journals that we had reviewed.
Our choice of research problem is "How Secure is Online Banking today?". I personally deem the research problem as vital to consumers/users of today's world. As fast as technology grows, users need to install the awareness of their transactions on the Web. The pre-conceived notion of "very secure transaction" may not be what it seemed because there are loopholes on the Web that enable hackers/attackers to steal your personal information. This is not merely an issue, but an issue that needed further actions to be taken. In Malaysian context, most commercial banks are strengthening their Internet banking security in order to protect their users. For instance, Maybank. Previously, Maybank only requires users to input password and login ID. With that particular scheme, users can already access to their account. This I felt wasn't secure enough, provided that Maybank is one of the top banks in Malaysia. However, they recently upgraded their security system by enabling phrase and image ID before password input. It is a good effort in stepping up the security.
As users, it is always important to ensure our personal information confidential at all time. Would I feel secure if the bank is not doing much in upgrading? No. The problem with Malaysian users is that they take things for granted due to lack of exposure in such area. In one area that the government can actually materialise is to provide education and training about the Internet and its security. More exposure on such matters enable users to be more conscious and alert of their Web surfing. Writing this report has provided me even better insight to the security system employed in Western countries and how it is being assimilated in Malaysia.
Upon completing the report, we were very aware of plagiarism and the correct referencing. I made sure that my reference format is up-to-date, which is APA 6th Edition. Whenever we paraphrase or quote any journal that we've reviewed earlier, we ensured that we made in-text citation and reference for the text. Although it was difficult for us at first, but we got through the process and hopefully able to do the same for next assignment. I would like to thank Ahmad Azrul Afeze bin Ahmad Rosdi again for his continuous support and effort throughout the report writing. He has been a great partner to work with =)
To have striven, to have made the effort, to have been true to certain ideals - this alone is worth the struggle. (William Penn)
B. Ed TESL IPGKS-UKM
IPG Kampus Sarawak
Jalan Bakam 98009
Miri
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